Super Nachos

I found a new favorite: Super Nachos.  To me this is a perfect weekend dinner.  At first appearance, it doesn't look like it can be good for you, but really I think it's not too bad.  The meat is combined with beans, and then you top the nachos with a lot of tasty veggies.  Perfect!  This meal was pretty easy to put together, the only difficult part was managing the cheese part while getting everything else ready.  After making this a few more times though I think it'll become a lot smoother.

Ingredients
2 servings (shown is 2+)
corn tortilla chips
Beef and Beans Topping:
1 tablespoon extra-virgin olive oil
1/2 pound ground sirloin
1 clove garlic, chopped
1/2 small onion, chopped
1 green chile pepper, seeded and chopped
salt
1 t dark chili powder
1 t ground cumin, half a palmful
1/2 t cayenne pepper sauce, (more for more heat)
1 can black beans, 15 ounces, drained

Cheese Sauce:
1 tablespoons butter
1 tablespoons all-purpose flour
1 cups milk
~1 1/4 c pepper jack cheese, shredded

Method
Arrange a mixture of 2 varieties of corn chips on a very large platter or use your broiler pan as a platter.

Heat a medium nonstick skillet over medium high heat. Add oil, garlic, onion and chile to the pan and saute 2 minutes, then add meat and crumble with wooden spoon. Season meat with salt, chili powder, cumin and cayenne pepper sauce. Cook meat 5 minutes, then stir in beans and reduce heat to low.

In a medium sauce pot, melt butter and add flour to it. Cook flour and butter 1 to 2 minutes over moderate heat, then whisk in milk. When milk comes to a bubble, stir in cheese with a wooden spoon. Remove cheese sauce from the heat.

Pour cheese sauce evenly over the massive spread of chips and top evenly with beef and beans.  Serve immediately as is or garnish with your choice of toppings like sour cream, green onions, tomatoes, and avocados.